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Contractor Quick Poll: Experience Before Contracting

Taking the leap from permanent employment to full-time independent contracting is a difficult decision. We receive questions all of the time from IT professionals who are considering it but obviously have concerns with the associated risks while attracted to the many benefits. One question that comes up is "Am I ready?" To help answer that question, we're asking our readers how much experience you had before taking the leap into contracting. Feel free to leave any additional details in the comments, such as if you now think you should have done it sooner or waited longer.